Nothing can ruin a day more quickly than a car accident. Even small car accidents can cause you to be delayed for hours and cause injuries.
In Los Angeles, where there are so many drivers, accidents are happening more frequently and cost more. If you or a loved one is hurt in a car accident, use these suggestions by CarMats to minimize your expenses.
Car Accident Costs Vary
Over $230 billion is spent annually on car accidents in the US, which also result in 37,000 fatalities and over 2 million injuries. Your car accident’s cost will be influenced by a number of variables, such as:
- Type of crash
- Severity of crash
- Injuries suffered
- Number of passengers injured
- Value of your car
- Damages to your car and/or property
- Accident location
The extent of your injuries will have the biggest impact on how much your car accident will cost. Your claim’s value might not be very high if your injuries were relatively minor. However, if you are injured in a head-on or T-bone collision, the cost will be higher because these accidents typically result in more serious injuries.
The various expenses that may arise if you are hurt in an accident could be shocking. In addition to possible medical costs, you might also lose money because you can’t work.
Accident costs might be long-term or they might be short-term. For instance, you might only need to go to the doctor or the emergency room. However, depending on how serious your accident was, you might require therapy or rehabilitation as part of a long-term treatment plan. You might even have to take a long period of time off from work or take several days, weeks, or months to heal.
Together, these factors may lead to significant expenses that you shouldn’t have to bear. This is why you need a Los Angeles car accident lawyer on your side.
The Typical Settlement Payout
How much you might be compensated in a car accident settlement may be on your mind. The settlement is typically three times what your final medical bills are.
For example, if your medical bills are only $5,000, you could expect a settlement of around $15,000.
Keep in mind that your settlement is intended to pay for more than just your medical expenses—it also covers your lost wages and “pain and suffering.” Your injuries, treatment, any required therapy, lost wages, who was at fault, and the seriousness of the crash will all affect how much the judge decides to award you.
Important Steps to Take After an Accident
After an accident, you must take the following actions:
- Call 911 – No matter how severe or minor the accident was, you should call the police to file a police report of the incident. Even if the police do not assign fault in their report, they will take down other information that will be useful. For example, the police report will include a diagram of the accident, witness statements, and it will be able to give an objective view of the accident.
- Seek medical attention – Even if you believe you are fine and your injuries are minor, you should still seek medical attention. Your body will be pumped full of adrenaline immediately following an accident, and the lack of pain may prevent you from realizing the extent of your injuries. A record of any injuries sustained during the accident will be given to you if you seek medical attention as soon as possible after an accident, in addition to ensuring that you are healthy. This might be important in your case.
- Take pictures – After an accident, you should make sure to record all of the relevant information. If you have a camera or smartphone, you should use it to record the scene, including any debris, vehicle damage, and any wounds you might be experiencing. The police report can be given more context with the aid of images and videos.
- Do not give a statement to the insurance company – Immediately after your accident, you should call your insurance company, but you shouldn’t say anything that could be used to assign blame for the collision. This implies that you don’t want to point the finger or offer an apology. Keep in mind that the insurance company is a company that wants to make a profit, so they will try to settle your claim for the least amount possible. If you provide a statement to your insurance provider, they might use it against you to justify settling for less, which would cost you money.
- Call lawyers – You want to make sure you have the best attorney on your side because having the right one can affect how your case turns out. So that we can assist you in getting back on your feet as soon as possible, contact lawyers.
What Should You Be Compensated For?
When you are hurt in a car accident, your only priority is to recover, and your financial situation and the cost of your injuries are the last things on your mind. You shouldn’t be responsible for any costs associated with your accident or injury. When you work with lawyers, you may get covered for:
- Lost wages
- Pain and suffering
- Emotional distress
- Medical bills
- Costs of rehabilitation
If you weren’t at fault for the accident, why should you be out of money? “You shouldn’t,” is the response. You deserve an experienced attorney who will fight to ensure that you don’t have to pay money out of your own pocket for an accident you didn’t cause.